M&T Bank, with over 900 branches and 1,800 ATMs across the U.S., has served customers since 1856. Understanding its operating hours is crucial for in-person banking needs, especially around holidays. This guide provides a clear overview of M&T Bank’s typical hours, holiday closures, and alternative banking options.
Standard Branch Hours
Most M&T Bank branches operate Monday through Friday from 9 a.m. to 5 p.m. or 6 p.m. However, individual branch hours can vary. To ensure accuracy, customers should use the bank’s branch locator tool to confirm the hours of their local branch before visiting. This is particularly important as schedules can change without notice.
Holiday Closures in 2025
M&T Bank follows the standard U.S. federal holiday schedule, meaning branches will be closed on federally recognized holidays in 2025. While the exact dates may vary, common closures include:
- New Year’s Day
- Martin Luther King, Jr. Day
- Presidents’ Day
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
Note: Deposits made at ATMs during bank holidays will be processed on the next business day.
Alternative Banking Options
For those needing access outside of branch hours, M&T Bank offers several alternatives:
- Online Banking: The bank’s website provides 24/7 access to most services, including transfers, bill payments, and mobile check deposits.
- Mobile App: The M&T mobile app mirrors the functionality of the online platform, offering convenient banking on the go.
- ATMs: Deposits and withdrawals can be made at any of M&T’s 1,800 ATMs, though holiday deposits will be processed the following business day.
- Customer Service: The bank’s 24/7 customer service line is available at 1-800-724-2440, although specific department hours may vary.
Contacting M&T Bank
The bank encourages secure messaging through online banking rather than providing a general mailing address. For specific departmental inquiries, customers must locate the appropriate address independently.
M&T Bank prioritizes digital banking and secure communication, making online and mobile services the most reliable ways to manage accounts outside of branch hours.
This guide offers a clear and concise overview of M&T Bank’s hours, ensuring customers can plan their banking needs accordingly. Always verify branch-specific hours and utilize alternative banking methods when branches are closed.
